Your holiday season should be full of cheer and free of stress — save up for seasonal expenses ahead of time.

Calculator

Key Features

  • No Monthly Service Fee
  • No Minimum Balance
  • Free Digital Banking

Do you currently have an account with First Heritage Bank?

  • Set aside little by little, year-round for holiday-related expenses*
  • Make weekly deposits, in a plan amount you feel comfortable with
  • Plans are available from $5 to $50 per week, in $5 increments
  • Make 49 regularly scheduled weekly payments, and First Heritage Bank will make the 50th  payment
  • No monthly service fee
  • No minimum balance requirements 
  • Avoid holiday-induced debt and stress
  • Funds automatically released via check and mailed to you the 1st week of November each  calendar year
  • Early withdrawal will result in a penalty1
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
  • Direct deposit available
  • The 1st payment of the selected plan will be the minimum deposit to open

Do you currently have an account with First Heritage Bank?

*See the full TISA disclosure for our Christmas Club account (PDF).

1First Heritage Bank making the 50th payment will be forfeited, if balance is withdrawn prior to maturity.